TaxJoyMI logoContact us

PAY $0 UPFRONT

for Tax Preparation & Prior Year Taxes — current and up to 2 years prior

UP TO $7,000

Same-Day Advance — in hours

Subject to approval. See terms

5 DAYS EARLY

Tax refunds, up to 5 days early

Additional fee applies. Terms apply. See terms

$100 ON THE SPOT

for all filers

Subject to promotion terms. See terms

File today without paying a cent, and walk out with cash in hand. We prepare it right, get your refund moving faster, and handle the hard parts for you. Proudly serving Detroit and the surrounding Michigan communities.

Get Started
  • 5 DaysEarly refunds (fee applies)
  • $0Upfront to file
  • Same-DayAdvance
  • Secure& confidential

Client bonuses

File with us. Get paid.

Two ways to earn cash — on top of filing with $0 upfront.

Filer bonus

$100

Cash on the spot

$100 on the spot for all filers. Subject to promotion terms. See terms

Claim my $100
Referral reward

$50

For every friend you send

No limit. Your referral just needs to file a federal + state return.

Refer a friend

Fast Forward refunds

Qualifying is simple

5days
early

Get your federal tax refund up to 5 days early, by check or direct deposit.

Additional fee applies. Terms apply. See terms

  • No credit? No problem!Good credit is not required.
  • Help clientsAvailable to clients expecting a federal tax refund.
  • Works with a network of banksBanked clients can use their existing bank account.
  • Widely availableAvailable to clients with federal tax refunds up to $10,000.
  • Clients chooseAvailable by check or direct deposit.
Tax forms, calculator, coffee and a laptop ready for filing
$0due when
you file

How it works

Four steps. Zero upfront.

No payment to start, no waiting weeks for cash. Here's exactly what happens.

  1. 1Submit your infoShare your documents in person or online. Takes minutes.
  2. 2We prepare your returnA tax pro builds your return accurately, finding every credit you qualify for.
  3. 3Get your advance in hoursOnce approved, up to $7,000 can be in your hands the same day.
  4. 4Receive your refundThe rest of your refund arrives — up to 5 days early with Fast Forward (additional fee applies).

Services

What we do, done properly.

Get Started

Fast Refunds

Get your federal refund up to 5 days early for an additional fee. Terms apply. See terms

Refund Advance Loans

Cash before your refund arrives — loans of $500 to $7,000, often within hours. Subject to approval.

Tax Debt & IRS Representation

Help resolving tax debt and IRS issues, provided by Community Tax, LLC. A separate fee applies. See terms

Prior-Year Tax Filing

Missed a year? We file the current year and up to 2 years prior with $0 upfront, and help you claim what you're still owed.

Why clients choose TaxJoyMI

  • Secure & confidential
  • IRS-authorized e-file
  • Fast same-day advances
  • No upfront cost
  • Backed by a trusted bank partnerAdvances issued by First Century Bank, N.A.

FAQ

Questions, answered.

Still unsure? Ask us directly — no obligation.

There is nothing to pay when you file. Our service is taken care of out of your refund once it is processed, so nothing comes out of your pocket today.

Get started today

Ready to file?

Leave your details and we'll call you back. No pressure, no commitment — just a quick, friendly conversation.

  • $0 upfront to get started
  • Same-day advance up to $7,000
  • Prior years welcome

Request a call back

No obligation. We only use your details to contact you about your taxes.

Find us

Visit our Detroit office

Stop by anytime — we're inside US Quality Supermarket on Joy Road.

TaxJoyMI 15690 Joy Road, Suite D
Detroit, MI 48228
Inside US Quality Supermarket
Get directions

Tax preparation with $0 upfront, same-day refund advances up to $7,000, prior-year filing and IRS representation — right here in Detroit.

Visit & contact

15690 Joy Road, Suite D
Detroit, MI 48228
Inside US Quality Supermarket
313-398-2000
Fax 313-846-4001
Fast Cash Advance loans are provided by First Century Bank, N.A.®

Terms & disclosures

Fast Cash Advance

The Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A.® (it is not the actual tax refund) available at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts from $500 - $7,000 and are offered both pre-IRS acknowledgment of the tax return and post-IRS acknowledgment of the tax return. Pre-ACK Fast Cash Advance available Jan. 2. In-season Fast Cash Advance available first day of filing.

Tax debt resolution

Tax debt resolution services provided by Community Tax, LLC which is not an affiliate of Santa Barbara Tax Products Group (sbtpg) or Green Dot Corporation or Tax Joy MI llc/ TAX Joy. Taxpayer pays a separate fee for this service.

Fast Forward

Fast Forward by sbtpg is provided by Green Dot Bank. Fast Forward enables taxpayer to receive federal tax refund up to five (5) days early for an additional fee of $25.00. Terms apply. To be eligible, taxpayer must have a Refund Transfer for a federal tax refund that is no more than $10,000. Availability of Fast Forward is subject to the taxpayer's bank participating in Real-Time Payments, IRS pre-notification of pending refund deposit, and availability of funds. $25.00 fee is not charged if the taxpayer is ineligible. If a new Green Dot card is selected in the tax office, the taxpayer will receive the federal refund up to five days early without being charged the $25.00 fee. If a cashier's check is selected as the disbursement method, the exact timing the taxpayer will receive their federal refund is dependent upon when the tax preparer prints the check. Check with transmitter for availability.

Promotions

The $100 on-the-spot offer for all filers is subject to promotion terms. Refund advance amounts of up to $7,000 are subject to approval.

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